About PayDecode
Demystifying Indian salary structures, offer letters, and take-home pay through honest, transparent software.
Why We Built PayDecode
In India, the concept of “Cost to Company” (CTC) has become unnecessarily opaque. Job offers advertise astronomical headline CTC figures, but when candidates receive their first monthly paycheck, the actual money deposited into their bank account is frequently 25% to 40% lower than expected.
Existing online calculators make oversimplified assumptions: hardcoding 30% taxes on bonuses, hiding PF wage ceilings, or omitting employer-side deductions altogether.
We built PayDecode to give every Indian employee, fresher, engineer, and manager the exact mathematical truth behind their compensation package.
Our 4 Core Engineering Principles
1. Correctness Over Volume
We never guess financial rules. Every calculation is verified against the Income-tax Act, 2025 and official government notifications, supported by automated unit test suites.
2. Absolute Transparency
Every assumption is exposed and editable: basic percentage, PF policy (statutory ceiling vs full basic), gratuity provisions, professional tax, and variable pay.
3. Privacy by Design
We never upload your salary numbers to a server or cloud database. Calculations happen 100% locally in your web browser.
4. Editorial Calm
Inspired by institutional financial interfaces, our UI prioritizes readability, precision typography, and zero gimmicks.
Stay In Touch
Have feedback on our calculations, noticed a recent state statutory change, or want to suggest a new tool?
Contact the PayDecode Team →